Dental Benefits
Choose between a basic plan or premier plan, both administered through MetLife.
To fit your family’s specific dental needs, we offer two dental plan options through MetLife, both offer 2 cleanings at any time in a 12-month period.
- Standard Plan
- Premier Plan (includes orthodontia coverage)
An additional cleaning may be available as a result of a medical condition; (i.e., Autism, Diabetes, Heart and Neck Cancer Radiation, Heart Disease and Stroke, Organ Transplant, and Pregnancy) covered once in 12 months, and only when the additional service is recommended by the dentist and verified in writing by the patient’s medical physician.
Find an In-Network Provider
While both plans offer in- and out-of-network coverage, you will receive the most benefits when utilizing an in-network provider.
To find an in-network provider:
- Go to Metlife.com
- Select “Find a Dentist”
- Select “PDP Plus” network
- Enter your Zip, City, or State and select the “Find a Dentist” button.
ID Cards
You and your dependents will not receive physical dental ID cards. A virtual ID card is available through the MetLife Portal or on the MetLife Mobile App!
You may also give your dentist your name, carrier (MetLife), date of birth, and Social Security number to verify coverage.
To access your virtual ID card, register at MetLife.com under the “Attentive Mobile Inc.” group. Once logged in, go to Accounts to view, download, or print your ID card.
Contact
Resources
- Find additional resources, plan documents, and more on our internal US Benefits Hub.
Dental Plans Comparison
Network: PDP Plus
| Metlife Standard Plan | Metlife Premier Plan | |||
|---|---|---|---|---|
| In-Network % Service Costs (You Pay) |
Out-of-Network % Service Costs (You Pay) |
In-Network % Service Costs (You Pay) |
Out-of-Network % Service Costs (You Pay) |
|
| Coverage Type | ||||
| Type A: Preventive (cleanings, exams, X-rays) |
0% | 0% | 0% | 0% |
| Type B: Basic Restorative (fillings, extractions) |
20% | 20% | 10% | 20% |
| Type C: Major Restorative (bridges, dentures) |
50% | 50% | 40% | 50% |
| Type D: Orthodontia | Not Covered | Not Covered | 50% | 50% |
| Deductible† | ||||
| Individual | $50 | $50 | $50 | $50 |
| Family | $150 | $150 | $150 | $150 |
| Annual Maximum Benefit | ||||
| Per Person | $1,750 | $1,750 | $3,250 | $3,250 |
| Orthodontia Lifetime Maximum | ||||
| Per Person*** | Not Covered | Not Covered | $3,000 | $3,000 |
†Applies only to Type B & C Services.
***(Premier Plan only) Available for adult and dependent children up to age 26.
Monthly Employee Premiums
Please note benefit deductions will occur based on your payroll frequency (semi-monthly 24 pay periods or biweekly 26 pay periods).
| Metlife Standard Plan | Metlife Premier Plan | |
|---|---|---|
| Employee Only | $9.39 | $37.26 |
| Employee + Spouse | $18.74 | $79.09 |
| Employee + Child(ren) | $22.28 | $94.01 |
| Employee + Family | $31.63 | $136.09 |