401(k) Savings Plan
Save for retirement with easy payroll deductions and investment options administered by Fidelity.
It’s never too early or too late to start investing in your future! With Attentive’s Fidelity 401(k) Plan, you can make pre- tax, roth, and/or after-tax contributions directly from your paycheck!
Enroll or Change Contributions
You can update your deferral anytime on the Fidelity NetBenefits Portal.
Update your 401(k) beneficiaries
Log into NetBenefits to update your 401(k) beneficiaries. If you’re married, your spouse is automatically your beneficiary. You can’t designate another beneficiary without consent from your spouse.
Eligibility
All US-based employees are eligible for the 401(k) Plan immediately upon hire. Eligible employees will receive an email from Fidelity as soon as administratively possible once their account is active. At that time they will then be able to login and make their deferral election(s). Deferral elections may take 1–2 pay periods to go into effect.
401(k) Account Comparison
| Question | Pre-Tax | Roth | After-Tax |
|---|---|---|---|
| Are contributions taxed? | No | Yes | Yes |
| Are distributions, including earnings, taxed? | Yes | No | See Footnote |
| Is company match applied? | Yes | Yes | No |
| Under Age 50 IRS Annual Limit | 2026: $24,500 | $72,000 | |
| Age 50+ IRS Annual Limit | 2026: $32,500 | ||
| Turning Ages 60 – 63 IRS Annual Limit | 2026: $35,750 | ||
*Your original after-tax contributions can be withdrawn tax-free, but any earnings or growth on those contributions will be taxed.
Employee Contributions
Eligible 401(k) compensation includes bonuses, commissions and all other wages paid to you as an employee of Attentive Mobile. Severance Payments, COBRA, the All Star Bonus, and Equity Payments are excluded.
Commonly Asked Questions
Does Attentive Offer a 401(k) match?
Yes, Attentive currently offers a discretionary dollar-for-dollar match of up to $1,500 (Pre-Tax or Roth) that you contribute to the plan per year which will be contributed to the pre-tax account.
Can the 401(k) match be contributed to the Roth account?
The SECURE Act 2.0 provision allowing employer match to be treated as Roth is not yet available because the IRS has not issued required guidance on taxation and withholding. These unresolved issues also affect payroll processing.
Until guidance is provided, this option cannot be offered. Fidelity is monitoring developments and preparing to move forward once clarification is received.
Need to rollover money from a different 401(k)?
To initiate a rollover, go to:
- http://www.401k.com.
- Click on Accounts & Benefits > Explore Rollovers.
- On the rollover screen, select move money into my Attentive Mobile retirement plan and then continue with the rollover process.
Important New Hire Reminder
As a new employee it is your responsibility to track any 401(k) contributions during the year from your previous employer(s) and Attentive to ensure you do not exceed the IRS annual limits in one calendar year.
Fidelity Financial Wellbeing Webinars
Throughout the year Fidelity offers free workshops focused on various financial topics to support you and your family’s financial goals. Simply select the workshop that you’re interested in and register.
You can also view and register for upcoming sessions anytime on NetBenefits.com.
Contact
Fidelity
Service Reps:
800-835-5097
Financial Consultants:
800-603-4015
Resources
Find detailed information and resources on our internal US Benefits Hub.
Check out Fidelity’s Learning Center for a variety of financial insights!