[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” background_image=”https:\/\/benefitsatattentive.com\/wp-content\/uploads\/2025\/12\/401k-headerBG.jpg” background_position=”top_right” background_horizontal_offset=”0%” background_vertical_offset=”5%” background_pattern_repeat_origin=”center_right” background_pattern_horizontal_offset=”-1%” background_pattern_repeat=”repeat-y” background_enable_mask_style=”on” background_mask_style=”arch” background_mask_color=”#e2fa9f” background_mask_aspect_ratio=”square” background_mask_size=”custom” background_mask_width=”29%” background_mask_height=”100%” background_mask_position=”center_left” custom_padding=”13vh||2vh||false|false” custom_padding_tablet=”10vh||3vh||false|false” custom_padding_phone=”8vh||1vh||false|false” background_last_edited=”on|phone” background_image_phone=”https:\/\/benefitsatattentive.com\/wp-content\/uploads\/2025\/12\/401k-mobileBG.jpg” background_enable_image_phone=”on” background_size_phone=”cover” background_image_height_phone=”447px” background_position_phone=”top_center” background_horizontal_offset_tablet=”79%” background_vertical_offset_tablet=”-4%” background_vertical_offset_phone=”9%” background_enable_mask_style_phone=”off” background_mask_aspect_ratio_tablet=”square” background_mask_size_tablet=”contain” background_mask_width_tablet=”29%” background_mask_height_tablet=”100%” background_mask_horizontal_offset_tablet=”-5%” border_radii=”off|||35px|35px” border_radii_tablet=”off|||35px|35px” border_radii_phone=”off|||25px|25px” border_radii_last_edited=”on|phone” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” width_tablet=”” width_phone=”90%” width_last_edited=”on|phone” max_width_tablet=”” max_width_phone=”90%” max_width_last_edited=”on|phone” module_alignment=”center” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”84e8a8fa-a879-47aa-8f87-497736ced836″ background_color=”rgba(249,247,240,0.65)” width=”81%” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|desktop” header_line_height_tablet=”” header_line_height_phone=”1.1em” header_line_height_last_edited=”on|phone” background_color_tablet=”rgba(249,247,240,0.6)” background_color_phone=”rgba(249,247,240,0.64)” background_enable_color_tablet=”on” text_text_shadow_style=”preset3″ text_text_shadow_blur_strength=”0.56em” text_text_shadow_color=”rgba(255,255,255,0.64)” global_colors_info=”{}”]<\/p>\n
Save for retirement!<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”||1.4em||false|false” custom_padding=”35px||0px||false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”f31070ef-cac4-4786-9997-459689bf6ae6″ module_alignment=”center” custom_margin=”||0em||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][dipi_breadcrumbs bc_home_text=”Home” bc_home_url=”\/home\/” _builder_version=”4.27.4″ _module_preset=”3633e2f9-db88-42c6-a5e8-1c2489c37634″ locked=”off” global_colors_info=”{}”][\/dipi_breadcrumbs][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.5″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”||1.4em||false|false” custom_padding=”0px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ saved_specialty_column_type=”2_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”5cc80502-1947-4cc2-b4d5-8ef5f6da69b1″ ul_font_size=”16.5px” custom_margin=”||0em||false|false” custom_margin_tablet=”||0em||false|false” custom_margin_phone=”||2px||false|false” custom_margin_last_edited=”off|desktop” custom_padding=”||1.2em||false|false” custom_padding_tablet=”||0em||false|false” custom_padding_phone=”||0.3em||false|false” custom_padding_last_edited=”off|desktop” custom_css_free_form=”selector a {text-underline-offset: 3px; text-decoration-thickness: 1px !important;}||selector a:hover {text-decoration: none !important;}||selector ul {padding-bottom: 0px !important;}||selector li {padding-bottom: .5em;}||selector li:last-child {padding-bottom: 0px !important;}” locked=”off” global_colors_info=”{}”]<\/p>\n
Attentive provides superannuation contributions in accordance with Australian legislation.<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” custom_margin=”0px||1.5em||false|false” custom_margin_tablet=”||0em||false|false” custom_margin_phone=”||0em||false|false” custom_margin_last_edited=”off|desktop” custom_padding=”0px|0px|0px|0px|false|true” border_radii=”on|10px|10px|10px|10px” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ saved_specialty_column_type=”2_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”482e9c4c-e5ca-4220-a853-7d62b5f3f367″ global_colors_info=”{}”]<\/p>\n
In addition to your base salary, Attentive will make compulsory superannuation contributions<\/a> on your behalf pursuant to the SGC Legislation at the minimum level necessary to avoid the superannuation guarantee charge and up to the maximum contribution base.<\/p>\n These contributions will be paid into your nominated eligible superannuation fund or, if you do not nominate a fund prior to the processing of your first pay, into any \u2018stapled\u2019 fund you may have, failing which, into the default fund.<\/p>\n \u200b<\/p>\n [\/et_pb_text][et_pb_image src=”https:\/\/benefitsatattentive.com\/aus\/wp-content\/uploads\/sites\/3\/2025\/11\/attentive-desktop-BLUE-purple.jpg” align=”center” disabled_on=”on|off|off” _builder_version=”4.27.5″ _module_preset=”default” width=”70%” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ specialty=”on” padding_top_2=”0px” padding_bottom_2=”0px” padding_top_bottom_link_2=”false” padding_left_right_link_2=”false” disabled_on=”on|on|on” _builder_version=”4.27.4″ _module_preset=”default” background_enable_image=”off” background_size=”initial” background_position=”bottom_right” background_horizontal_offset=”7%” width_tablet=”” width_phone=”” width_last_edited=”on|phone” inner_width_tablet=”” inner_width_phone=”90%” inner_width_last_edited=”on|phone” custom_padding=”0px||60px||false|false” background_last_edited=”on|desktop” background_enable_image_tablet=”off” disabled=”on” global_colors_info=”{}”][et_pb_column type=”2_3″ specialty_columns=”2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ disabled_on=”on|on|on” _builder_version=”4.27.4″ _module_preset=”default” background_color=”rgba(226,250,159,0.6)” custom_margin=”0px||1.8em||false|false” custom_margin_tablet=”||2em||false|false” custom_margin_phone=”||2em||false|false” custom_margin_last_edited=”on|tablet” custom_padding=”1.6em|1.5em|1.5em|1.5em|false|true” border_radii=”on|10px|10px|10px|10px” disabled=”on” locked=”off” global_colors_info=”{}”][et_pb_column_inner type=”1_2″ saved_specialty_column_type=”2_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Enroll or Change Contributions” image=”https:\/\/benefitsatattentive.com\/wp-content\/uploads\/2025\/12\/green-check-icon.png” image_icon_width=”65px” _builder_version=”4.27.4″ _module_preset=”default” header_text_align=”center” header_font_size=”19px” header_line_height=”1.2em” body_text_align=”center” body_font_size=”15.75px” body_line_height=”1.5em” body_link_font=”||||on||||” body_link_text_color=”#1A1E22″ custom_css_free_form=”selector p, a {font-weight: 400 !important;}||selector a {text-underline-offset: 3px; text-decoration-thickness: 1px !important;}||selector a:hover {text-decoration: none !important;}||selector ul {padding-bottom: 0px !important; margin-bottom: 0px !important;}||selector li {padding-bottom: .5em;}||selector li:last-child {padding-bottom: 0px !important;}” custom_css_blurb_image=”margin-bottom: 1em;” locked=”off” global_colors_info=”{%22gcid-secondary-color%22:%91%22body_link_text_color__hover%22%93}” body_link_text_color__hover_enabled=”on|desktop” body_link_text_color__hover=”#5373b8″]<\/p>\n You can update your deferral anytime on the Fidelity Portal by following the directions in the document below. Review the enrollment guide<\/a><\/span> for more information.<\/p>\n 401(k) Contribution Process Flyer<\/a><\/p>\n [\/et_pb_blurb][\/et_pb_column_inner][et_pb_column_inner type=”1_2″ saved_specialty_column_type=”2_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Update your 401(k) beneficiaries” image=”https:\/\/benefitsatattentive.com\/wp-content\/uploads\/2025\/11\/beneficiaries-partner-icon.png” image_icon_width=”65px” _builder_version=”4.27.4″ _module_preset=”default” header_text_align=”center” header_font_size=”19px” header_line_height=”1.2em” body_text_align=”center” body_font_size=”15.75px” body_line_height=”1.5em” body_link_font=”||||on||||” body_link_text_color=”#1A1E22″ custom_css_free_form=”selector p, a {font-weight: 400 !important;}||selector a {text-underline-offset: 3px; text-decoration-thickness: 1px !important;}||selector a:hover {text-decoration: none !important;}||selector ul {padding-bottom: 0px !important; margin-bottom: 0px !important;}||selector li {padding-bottom: .5em;}||selector li:last-child {padding-bottom: 0px !important;}” custom_css_blurb_image=”margin-bottom: 1em;” locked=”off” global_colors_info=”{%22gcid-secondary-color%22:%91%22body_link_text_color__hover%22%93}” body_link_text_color__hover=”#5373b8″ body_link_text_color__hover_enabled=”on|desktop”]<\/p>\n Log into NetBenefits<\/a> to update your 401(k) beneficiaries. If you\u2019re married, your spouse is automatically your beneficiary. You can\u2019t designate another beneficiary without consent from your spouse.<\/p>\n [\/et_pb_blurb][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=”4.27.4″ _module_preset=”fe18c726-f3a4-4a04-9f0c-750d09be9ae0″ custom_margin=”||0em||false|false” custom_margin_last_edited=”off|phone” custom_padding=”0px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Important New Hire Reminder” use_icon=”on” font_icon=”||fa||900″ disabled_on=”on|on|on” _builder_version=”4.27.4″ _module_preset=”7d2599b4-834d-45fd-b715-9551877a0af4″ disabled=”on” global_colors_info=”{}”]<\/p>\n As a new employee it is your responsibility to track any 401(k) contributions during the year from your previous employer(s) and Attentive to ensure you do not exceed the IRS annual limits in one calendar year.<\/p>\n [\/et_pb_blurb][et_pb_text disabled_on=”on|on|on” _builder_version=”4.27.4″ _module_preset=”482e9c4c-e5ca-4220-a853-7d62b5f3f367″ custom_margin=”||0.9em||false|false” disabled=”on” locked=”off” global_colors_info=”{}”]<\/p>\n The 401(k) plan permits withdrawals for certain hardship situations such as natural disasters, funeral and burial expenses, and post-secondary education tuition payments. To learn more, review the Participant Distribution Notice<\/a> and Hardship Withdrawal Form<\/a>. You can request a hardship withdrawal by logging onto NetBenefits<\/a> or calling Fidelity\u2019s Participant Services Team at 800-835-5097<\/strong>.<\/p>\n Effective November 12th, 2024 Fidelity has enabled new withdrawal options to plan participants to help manage current and unexpected financial needs within qualified retirement plans. Fidelity is available to help and determine if one of these withdrawal options is appropriate for you:<\/p>\n Throughout the year Fidelity offers free workshops focused on various financial topics to support you and your family\u2019s financial goals. Simply select the workshop that you\u2019re interested in and register.<\/p>\n You can also view and register for upcoming sessions anytime on NetBenefits.com<\/a>.<\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=”1_3″ disabled_on=”off|off|off” _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Superannuation Save for retirement!Plan Provisions and Resources<\/h2>\n
Hardship Withdrawals<\/h3>\n
Secure 2.0<\/h3>\n
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Fidelity Financial Wellbeing Webinars<\/h3>\n